Thursday, February 02, 2012

Was I crazy to get a smart phone? Dave Ramsey ~ Part 4

I am blessed with awesome friends and they know me as one of the biggest tight wads they have ever seen. So you might be wondering, did I ever do anything crazy with money during our financial crisis? The answer is YES! Two words, Christmas and Droid! I will address Christmas another time but for now... let me tell you a story! Last year my camera died and I started feeling bad that I didn't have a camera or any kind of digital video camera to take videos of the kids. I had to have it for the kids, right? I obviously had no money to buy either so I decided to get a droid instead to take pictures and video and signed a contract to pay $30/mo to Verizon for a data plan. I had that phone for several months and posted lots of pics on facebook, took video's of the kids at their swim meets, downloaded music and yes, I loved it! It was my favorite toy. However, my budget didn't love it because I couldn't afford to pay that extra $30.00 per month when our savings was going absolutely nowhere. A couple of months ago I decided to make it right. I gave Daniel the droid since his company would pay for his data plan and I began using my mother-in-love's cast off "non-smart" phone :-). I then used some of my birthday money to buy a cheap no-frills kodak camera from walmart so I could continue to take pictures in the meantime. Some day, I hope I will have a smart phone again but not until all of our debts are paid, progress is made on saving for our kids,  and we have 3-6 months of living expenses in the bank in case Daniel is laid off again. I understand that in a poor economy, the construction industry is the first to fall.  Do I think everyone who has a smart phone is crazy? NO, but due to our financial circumstances, I certainly was!


"The important thing is this: to be ready at any moment to sacrifice what you are for what you could become".
- Charles Dickens

2 comments:

Amanda Joy Swift said...

I didnt know u gave up ur droid! Sounds like u all are on the right path! Its fun having a goal/dream as a couple and working at it together!

Lindsay Rich said...

Yes I did! It wasn't easy but now it's a great feeling. I look forward to seeing you on Saturday!